How can I speak to a Social Security person?

If you can't manage your business through our automated services, you can speak with a Social Security representative by calling toll-free 1-(TTY 1-) between 8:00 am and 7:00 pm, Monday through Friday.

Does it matter which Social Security office I go to?

Hi, Social Security's official policy is that you can receive service from any office you choose to visit (https://secure.ssa.gov/apps10/poms.nsf/lnx/.

What can a scammer do with the last 4 digits of your social network?

Scammers can use different ways and means to steal your identity using the last 4 digits of your SSN and DOB. With this information in their hands, they can steal your money, set up credit card accounts, siphon off your hard-earned profits, and use your name for illegal transactions.

What can a scammer do with my date of birth?

With your name, address and date of birth in hand, scammers may be able to buy your Social Security number from websites that typically sell them to companies that perform background checks. And never post your date of birth on social media or any other public website.

What can a scammer do with your phone number?

Your phone number is an easy-to-find key that hackers and scammers can use to unlock your personal data. They can also use your number in many other malicious ways. I used to think that maybe at best a person could find my name and address with my phone number. I was wrong.

How can you identify a scammer?

1. 10 Signs You're Talking to a Scammer Strange looking phone number.
2. Strange looking phone number.
3. Delayed greeting
4. The caller cannot be reached.
5. The caller says there is a problem with an unknown account.
6. The tone of the conversation heats up.
7. You must identify yourself.
8. The caller uses a generic greeting.

Can someone steal my identity using my name and date of birth?

Unfortunately, an identity fraudster can use your birthday as a puzzle piece to capture your identity and commit identity theft. This is a good reason to keep your birthday off social media.

What can a scammer do with my name?

Can your identity be stolen with just a name and address?

What information does a scammer need?

Card Information Just like a Social Security number, a thief only needs your name and credit card number to spend. Many merchants, especially online, also ask for your credit card expiration date and security code. But not all of them do, which opens up an opportunity for the thief.

Can someone take out a loan in your name?

Fraudsters can use your personal details like your PAN, Aadhaar card, account number and card numbers to even open a loan account in your name. Monitor Your Credit Score Regularly: Monitoring your credit score and report should simply be the easiest way to monitor all the loan accounts open in your name.

How do I know if someone took out a loan in my name?

To find out if someone opened a credit card in your name, get a copy of your credit report from the three major credit bureaus: Experian, Equifax, and TransUnion. You will be able to see all credit cards open in your name on these reports.

What do I do if someone took out a loan in my name?

Someone took out a loan in your name. now what?

1. File a police report. The first thing you should do is file a police report with your local police department.
2. Contact the lender.
3. Notify the school, if necessary.
4. Dispute the errors with the credit agencies.
5. Place a fraud alert or freeze on your credit report.
6. Check your credit report regularly.

Can my husband open a credit card in my name?

The Legality of Opening a Credit Card In short, the answer is no: it is illegal for a spouse to open a credit card in their partner's name. However, when spouses open credit cards in their partners' names, they start accumulating debt on their partners' accounts that they may not be aware of.

Can my husband use my credit card without my permission?

When a person uses a card without the cardholder's permission, this is illegal. Under US law, if the person reports unauthorized use, they are only liable for up to $50 in charges. The retailer or credit card company will be responsible for any charges made without proper authorization.

Can I have problems using my husband's credit card?

Unauthorized Use Unless you are an authorized user or account holder, you do not have the right to use your spouse's credit card. However, spouses often use their partner's credit cards to make transactions without problems because the spouses share a last name.

Can my husband use my credit card?

Couples can make each other an authorized user on their credit card accounts. The authorized spouse gets their own card to use, but the primary account holder is responsible for the bill. For example, a husband and wife can apply for cards separately and then authorize the other to use the cards.

Can a couple get a credit card together?

Yes, married people who qualify for approval can get a joint credit card. But you don't have to be married to apply for a credit card account together.

Can a wife access her husband's bank account?

If your wife has an account that is only in her name, you will not be able to access it without her permission. You can deposit funds into it, but legally the only person who can access, withdraw or transfer funds is the person authorized to log into the account.

Can the bank find out who used my debit card?

You can rest assured knowing that anyone who can process a debit card charge must have a merchant account, which is linked to personally identifiable information about the account holder. Banks make it pretty easy to find out who exactly charged your debit card.

Can you go to jail for using someone's debit card?

People who commit credit or debit card fraud can face jail time and fines, but the exact penalties vary depending on the scope of the fraud, the amount stolen and the assets obtained. In most cases, as the amount increases, so does the penalty.

How does the bank investigate an unauthorized payment?

With a case of fraud, the bank will advise the customer to immediately contact the three credit reporting bureaus (Equifax, Experian and TransUnion). The cardholder can request an immediate credit freeze, which will prevent potential damage to the customer's credit rating.

How close does someone have to be to scan your credit card?

Although banks claim that the RFID chips on the cards are encrypted to protect information, scanners, whether at home or off-the-shelf, have been shown to swipe the cardholder's name and number. (A cellphone-sized RFID reader powered at 30 dBm (decibels per milliwatt) can pick up card information from 10 feet away.